FAQs

General

How can Urgent Payday help me get the loan I need?
We are an intermediary and we can only help you to compare loan deals by different lenders. We are not involved in direct loan lending. With us you can draw easy comparison of the various loan deals and choose the one that best meets your requirement.

What are the charges?
We offer all our services for free of charges. But lenders will charge you for the loan deals. So, you should carefully check the rates and terms of the loan before signing the agreement.

How long will I have to wait to get a response?
After you have registered with us we will forward your loan request immediately to compatible lenders. You will start getting response from lenders right after that.

Payday Loans

What are payday loans?
Payday loans are short term loans specially arranged for applicants who are in need of quick monetary assistance ahead of their payday.

For what purpose can these loans be applied for?
Payday loans can be applied whenever you are facing any unplanned emergency that needs to be taken care of within hours of applying.

Am I eligible to apply?
If you can confirm about your citizenship, hold an active bank account and have a fixed monthly income you will be considered as eligible to apply.

Installment Loans

What exactly are installment loans?
Installment loans are short term loan deal offered with easy repayment tenure. They are designed to tackle all sorts of expenditures that demands quick fix.

What are the benefits of these loans?
Installment loans is beneficial for anyone who is unable to repay back a loan all at a time. Easy repayment and quick approval are some of the key aspects of these loans.

Can I qualify despite having bad credit rating?
Our comparison services can be accessed by anyone regardless of their current credit status. However, we cannot assure about approval of a loan as it will completely depend on the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
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PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

You Borrow - $225 You Pay - $279 Representative APR 1223.6% (Variable)