How It Works

Finding loans to take care of your unplanned and urgent expenditures can be made easy by us at Urgent Payday. We are not involved in direct loan lending. We offer comparison services only and act as an intermediary between you and efficient lenders. Before getting started you will first have to register with us. A very few information is required to be provided to register.

We work with a wide network of lenders who specializes in offering short term monetary assistance. With us you can draw easy comparison of the various loan deals offered by different lenders. Loan calculators are available as well that can be used to estimate the cost of the loan you have chosen. No fee is required to be paid for utilizing any of our services. They are absolutely free from charges and obligation.

Fixing unplanned expenditures ahead of your payday can be made hassle free with payday loans. These loans are designed to help you tackle all sort of small cash crunches such as paying urgent bills, car repair and medical cost and so on. All necessary assistance can be obtained through us so that you can find the loan deal that exactly meets your needs.

Meeting a few preconditions is mandatory ahead of applying for payday loans. Only if you can confirm that you are a citizen of Australia, have attained 18 years, hold an active bank account and earning fixed income at the end of every month you will be considered as eligible. Not every lender may have the same qualifying criteria. So, make sure that you carefully go through them ahead of signing the loan agreement.

If you are unsure if you can repay back a loan all at a time then installment loans are what you should consider. These loans are offered with flexible repayment schedule so that you can pay back in equal and easy installment with time. Anyone who does not have variable income source can make the best use of these loans.

We will let you compare the loan deals and find lenders who have fewer formalities and paperwork. Since all these loans fall under unsecured form, there is no need of pledging any collateral against the borrowed cash. So, despite your tenancy status you can apply for these loans. Applicants who are unwilling to put risk on their valuable asset can also count on such unsecured form of monetary assistance.

Once you have met all the qualifying criteria, lenders will offer you approval immediately. For easy access to the approved cash, lenders will get it deposited directly into your checking account. The amount of money obtained upon approval will depend on your requirement as well as repayment ability. You are free to spend the approved cash for any purpose. But you need to take special care about the repayment. Timely repayment is obligatory. If you fail to repay back on time you will be charged with additional fee and the interest rates will shoot up.

Register to get started with us at Urgent Payday right away!

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia


You Borrow - $225 You Pay - $279 Representative APR 1223.6% (Variable)