Rates and Terms

At Urgent Payday we only offer comparison services. We are not involved in direct loan lending. To utilize our services you will first have to register with us. Your loan request will be processed and forwarded to suitable lenders as per your requirement. We understand how important it is to know the rates and terms before you take the final decision. Therefore, we give our best effort to provide complete details about the loan term, rate and fee, APR information and consequences of late repayment. We will give you the opportunity to carefully review all the terms and compare the rates before signing the loan agreement.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia


You Borrow - $225 You Pay - $279 Representative APR 1223.6% (Variable)