Responsible Lending

We at Urgent Payday take responsible lending seriously. We may not be involved in direct loan lending but we put our best effort in helping borrowers compare the various loan deals with ease and make the right pick. We work with a network of lender who specializes in offering short term loan deals to meets your particular needs.

We treat everyone who registers with us equally. To register you will need to just fill in a simple form with the necessary details and submit it. The complete procedure is secure, fast and simple. Once you have registered with us you can rest assured to get detailed information about the various loan deals by different lenders. With us you can draw easy comparison of the various loan deals. We will also help you find easy repayment schedule.

Meeting a few preconditions ahead of applying is mandatory. Only if you can confirm your repayment ability you can continue using our services. No matter what your requirements may be, we will make it absolutely easy for you to find loans that are competitively priced. We will not only familiarize you with the various benefits associated with payday loans but also disclose the various risk involved in opting them. We will give you complete details about the borrowing cost, fees and charges and the terms and conditions to ensure that you make better choices.

Ahead of offering approval, assessment about the repayment ability by the applicant will be conducted by the lender. For that various credit assessment techniques are utilized. The current and previous financial activity of applicants may also be taken into account ahead of approval. Since short term loans comes with high interest rates, missed or failed repayment can get applicants into financial issues. Therefore, verifying the repayment ability of an applicant is vital. The amount of cash offered upon approval will be solely at lender's discretion.

We offer easy and secure comparison facility. You can also find loan calculators that will let you calculate the different charges of a loan and estimate how much it would cost by the end of the term. Apply with us and find the loan deal that fulfills your needs. Contact us at Urgent Payday if you need any further information.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia


You Borrow - $225 You Pay - $279 Representative APR 1223.6% (Variable)