No matter in which part of Australia you reside, at Urgent Payday we will put our best effort to make loan lending a hassle free experience for you. Before you proceed further we would like to clarify that we are not involved in direct loan lending. But we will provide you complete assistance necessary to find the right loan deal at the right time.

Payday Loans

If you are away from payday and need quick monetary assistance then payday loans are what you need. All sorts of small cash crunches can be taken care of with the money obtained upon approval. But ahead of applying for this loan you will need to meet a few preconditions. Only if you can confirm that you are an Australian citizen, have a valid checking account and a fixed income source you will be considered as eligible to apply.

Since these loans are categorized as unsecured form, there is no need of pledging any collateral against the borrowed money. We can also help you to find lenders who offer hassle free formalities and less paperwork. So, simply state your needs and we will try our best to find competent lender capable of fulfilling your requirement.

Our services can be accessed even if you are tagged with bad credit status or have no credit history at all. However, approval against a loan will completely depend on the lender. Based on your current credit status your application may get accepted or rejected.

Urgent Loans

Dealing with any small urgent cash needs can be made easy with urgent loans. These are loans offered for short tenure and with less formalities and procedure. Whether your car has broken down or you need to pay off urgent medical cost, you can easily get the necessary cash upon approval against these loans.

Easy cash without pledging any collateral can be obtained upon approval against these loans. Lenders will get the borrowed money deposited directly into your checking account. Once you have received the cash, you are free to utilize it as per your requirement. But you need to take repayment seriously. Failure to repay back on time can increase the rate of interest and downgrade your current credit status.

Usually an amount between AU$100 and AU$1,000 can be borrowed against these loans. The amount of money approved will depend on your cash need and repayment ability. Within one month you will have to repay back the cash as well as the interest charged by the lender.

Installment loans

If you are looking for a loan that you can repay back in easy payment then installment loans is what you should apply for. You will be offered these loans with feasible schedule that suits you repayment ability. This makes these loans an ideal solution for anyone who have variable income source.

Apart from easy repayment schedule all other aspects of installment loan is similar to short term loan deals. You will neither have to pledge any collateral nor have to wait for hours to get a response. Our easy comparison facility will help you to find lenders who offer easy paperwork and formalities.

No matter what amount of cash you have received upon approval, you need to take repayment seriously. If for any reason you fail to pay back on time you will have to face consequences such as extra fee and high rate of interest. If this is reported to the credit bureau your credit status may suffer.

Apply for a loan

Before applying for a loan, you will have to first register with us at Urgent Payday. Very few information is required to register here. Once you have acquainted us about your needs we will immediately forward it to competent lenders. Mostly lenders offer easy and simple application procedure. To apply you will just need to fill in a small online form with the necessary details. Complete and correct details should be provided to avoid rejection.

You will not have to spend more than a few minutes to fill in the application form. Usually application forms are offered for free of charges and put no obligation on applicants. If you find the terms or rates of a loan unfavorable, you are free to cancel your application at any time. Once you have submitted the form, lenders will process it and get back to you with a quick response.

Here at Urgent Payday, we will try our best to make your loan borrowing procedure less exhausting and time consuming. Simply register with us and we will direct you to lenders capable of offering you the loan exactly you are in need of.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia


You Borrow - $225 You Pay - $279 Representative APR 1223.6% (Variable)